nsomniyak...I found that Schwab will not let me trade on uncleared funds. That is I can sell, use the proceeds to buy another security the same day but can't sell "free ride" until that money is cleared T+3. I have a margin account and they told me that I can't trade with uncleared funds on penny stocks. Do you have that same problem? I have no problem with ETrade. I can buy and sell same day up to 3 times before Pattern Day Trader designation. Love Schwab for low comm's and service but like ETrade even better.
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