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Gottfried, that may be true, but I know it checks to see if it has what it needs on your hard drive first. If the setup files are all ready on the hard drive they will be in bold black.
Hi Jack, at the bottom of the chart page is the data source.
http://moneycentral.msn.com/investor/charts/charting.asp?Symbol=nat The source is http://www.csidata.com/ .
Myst look at the bottom of this web page. http://www.aim-users.com/aimware.htm
Hi Whitelake, the odds are high that your ISP does have a disconnect, whether they know of it or not. If they are using the worldcom connections, you have a 15 min disconnect, and I think that has been shortened in the recent weeks, to ten min.
But your problem is likely to be on your computer, especially if you have installed IE5 or higher. There are two things you want to check. First go to your control panel and click on the modems. Select your modem and click on properties,then select the connection tab. Remove the check mark from the last box in call preferences. Click ok and then close. Ok you are halfway home. Now we have to do the same thing in IE! select Tools/Internet options. Select the connections tab. Select your connection and click on settings, then click on properties. Click on the dialing tab,remove check marks from the last TWO boxes. Click ok,ok , and ok. You are done now. The only way you will get disconnected now is by your ISP or the weather.
Hi all, I was clicking through the TV channels last night, and found that on some of the PBS channels they have a show called Better Investing, this is put out by the NAIC. In the DFW area it comes on tonight at 8:30pm on channel two, also tonight they are running the first show again. Here is the web site for the TV show. http://www.betterinvesting.tv/
Are you trying to use Outlook or Outlook Express? Outlook is part of Office, Outlook Express is part of the Internet Explorer Install. Yes Outlook does cost money. But Outlook Explorer is free! As far as I know Outlook Express is the only email that can use hotmail! If you have downloaded IE5 or higher and installed it, you should have a folder on your computer called windows update(s), you should see a file called IE5setup.exe. make sure you are connected to the internet and then run that file. If you select custom, and then next, every thing you already have installed will be in bold text. just select Outlook express, and install it.
Note: for IE6 use ie6setup.exe.
Muell, I think the copy of outlook express on the office 97 disk maybe to old to do the things you want it to do. What verion is it? I think you need 5.5 or higher.
Hi Don, I myself know little about variable annuities. So the more you want to talk about them, the more I can learn. I know that there are annuities where you pay a lump sum at the beginning, and there are some where you pay each month for a number of years. Which type is this VA? The 25 BP's you pay, is this based on how much money you have put into the VA, or on the current value of the VA on the due date? And for my last question, at the end of the seven years what are your options? Say you have put $10K into the VA, but at the end of the seven years the VA is only worth $7K, and let's say you are not ready to retire yet, what happens? Can you renew the insurance at $10k, or must you renew it at $7k?
I think the catch, is the total cost of the contract. Here is a web site you can check http://www.insure.com/annuity/vaindex.html and here http://moneycentral.msn.com/articles/retire/basics/6775.asp I would think that the insurance company thinks that on average this is a good deal for them.
Thanks Tom, I found that on one of Teresa Lo's old web sites, some one had posted it there. I liked it so much that I had to grab it.
Now that you have read Super Power Investing. Do you have any more questions or idea's on Synchrovest?
I am working slowly on a idea, I am thinking of modifying how the second gear works. Currently it uses the same multiplier that the first gear uses, but subtracts one from it. I am thinking of changing that to (one -(high price of the current cycle/current price)). I still have a long way to go on it.
Hi Don, the other replies are right in that we need more info. But let me take a stab at it. You like every one else are looking for a answer,for how to handle Deep Divers. Aim starts out splitting the initial investment into two piles. One to be invested right away, and the other to be invested over time as stock price may dictate. It does this in a nonlinear fashion. Synchrovest also uses a nonlinear function for its multiple (average cost/current price). I have been thinking about that a lot lately. What if we used (1-(initial price/current price)) for a multiple? As long as (initial price/current price) is less than ONE we have a linear function that still has some cash to invest.
Note: the function is linear, not the amount of cash invested. The greatest amount of cash is still invested around negative 50%, but it can keep investing till the stock gives up the ghost.
Note: Both karw and 2mc came up with this too.
Hi Whitelake, got your message. It has been a while since I have looked at UPS's, Let me first say everyone should have a surge protector for their computer. UPS's normally have surge protector's built in. Here is a web site that gives some basic info on UPS's http://www.howstuffworks.com/question28.htm here is the tigerdirect.com web site http://www.tigerdirect.com/applications/Category/category_tlc.asp?id=20 I am not pushing you to them, just that they do give out some info on each product. Try to do a web search on the manufacturer and model you like, to see if you can get more info.
One of the advantage of buying in a store is you get to read the box.
Now for the hard part how many watts of power do you need?
How long do you need the power to last? More watts for a longer time means it cost more!
You need the computer and the monitor to be on the back up. If you are using your computer just at home for personal use, you just need it to last long enough to shutoff the computer normally. You then wait for the power to come back on and for the storm to go away, and then turn the computer back on.
Note:nether a surge protector or UPS can protect you from a direct/near by lighting hit. Best thing to do is call it a night and turn the computer off.
Hi NMHeifer, Being that you are retired I would think that you would want to have most of your money into stocks that pay dividends, and bond funds, and Reit's. Of course, you may want to have a little bit in the hi risk stocks, for a little bit of excitement, but not to much. Bernie Goldberg and Tom Veale can give you advice on bond funds and reit's. What you are trying to do is have stocks that are not going up and down at the same time, you should aim them each separately, for growth,
You can use the dividends, to live on or reinvest them.
Before I go any farther, I should say that I have never owned stocks, so if you do not want to take any of my advice I will understand.
As far as personal disasters go, in 1996 I came down with Psoriasis, which in my case caused Arthritis. During the two years that it took social security to agree with me, I had used up my small nest egg, and I am still in debt. I hope to get out of debt within two years. At that time I plan to start investing about $50 a month into the market probably a mutual fund, If I can find one that I like. I am currently planning to use Mr Lichello's Synchrovest Formula Plan, which he wrote about in his book Super Power Investing. I plan on using stocks or a mutual fund that are paying dividends, I plan on putting the dividends into mm fund or bond fund until Synchrovest say's it is time to put them into the stocks/ mutual fund.
About AIM you said But I have tweaked the numbers so much I don't know which ones to use
The answer is simple Use the ones that Mr Lichello said to use, they will work. Yes Tom Veale does have some advance technique's on his web site, and they can improve on standard AIM, But as a beginner I recommend going by the book. I also recommend using pen and paper and going through Mr. Lichello's example's in the book, on page 88 he walks you through ten years of Rowe Price's New Horizons fund. By doing your own calculations you get a real feel for how the AIM Plan works.
Here are two stocks that pay dividends that I think can be AIMed. NAT and VLCCF, these two stocks are shipping stocks, they ship oil. The dividends vary based on how much oil they ship, and the price of oil. Due to the risks involved they have a high dividend yield.
Yes, her main mutual fund Putnam New Opportunities A (PNOPX) lost around 18% this last quarter. In her opinion she had given the fund enough time to turn their portfolio around, and find stocks that were going up. The other fund she is interested in is Janus Worldwide (JAWWX). I did get her to keep her contributions going into both funds, and when we can look back downhill at the bottom I will try to get her to move the main money back in.
Hi all, I hope the bottom is getting close. My sister told me today that she could not take it any more and was moving her retirement out of the mutual fund and into a bond fund. I am trying to get her to put 60% into a money market fund. She is 47 years old. If all the other retirement people are thinking the same, it could get bloody. Once I think there is a bottom, then I will try to get her back in.
I found this web site for you. It sounds like you have a corrupt icon cache file. They tell you to delete the file. I think I would just rename it and move it to a different folder. Oh yea, the file is hidden,so you have to make hidden files visible. Here is the web site. http://www.onecomputerguy.com/desktop.htm
Hi Broderick_s,the answer is no and yes. No it is not hard on the computer. Yes in it is my understanding that windows creates a Icon cache file to speed up the displaying of Icons. I read somewhere on the web that the icon cache file can become corrupted, then windows has to read each Icon and this will slow windows down. The web site said you had to delete the icon cache file, and windows would recreate it when you restarted it. I also run the program Cacheman, while it is no longer freeware, it only cost $10, IMHO it is worth three times that. You can download and try it for free. With it you can make the icon cache file larger, so it can hold more icons. You can read about it in the help file.
Hi Premier1, yes I agree with your logic, and I cannot say that this will fix it. But it is easy to try. Another thing you can try is to use the self repair option of IE6, but I am not sure that covers OE6, even though IE6 installs OE6. Because you downloaded and installed IE6, here is the way you do that. Go to your control panel, and click on add/remove a program. Find (IE6 and components), select it, then click on add/remove button. Don't wore nothings will happen yet. A panel will pop up, where you can select repair IE6. Then click ok, IE6 will be repaired, and hopefully OE6 too.
Ok that is interesting, do you know if you have to use your pass word to send mail? I am thinking you do, but for some reason yours is not set. When you first start OE it will try to receive and send all your mail. I know that on some ISP's (mine) when you receive mail it open's up a window of time during which you can send mail with out a pass word, after that window you have to have a pass word. To check this out start OE, click on tools, click on accounts, select the mail tab, select your account, then click on properties. Select the server tab, at the bottom is your outgoing mail settings. Put a check mark in the box, then click on settings. Select use same settings as my incoming mail server. Click OK in each window, close in the last one. You should now be using pass words on both incoming and out going. My ISP recently changed their outgoing mail server settings due to spammers using it.
Hope this helps.
Hi nmheifer, welcome to Investorshub, and welcome to the AIM user's board. I see that this is your first message.
Being that I don't know how much you know about AIM or the market, I will explain as simply as I can. AIM is a long term investing method, not a short term one. Right now (short term) you should be seeing your aim system generating buy orders. The reason for this is that we are in a down market or(bear market), around 80 percent of the stocks on the exchange lose equity value. Note you should be able to find 10 to 20 percent that are going up!
In the 1970's about 90 percent of the stock market books were about short term stock market systems. In the 1990's 90 percent were about short term stock picking systems. Most of the people that followed them ended up selling their stock at the wrong time (buy high, sell low). The reason they did this was due to psychological pressure, if you see your nest egg shrunk by 50% you would want to get out of the market too. But what if you had a defensive tactic, You may be able to withstand the pressure, and hold out until your stock recovers.
Types of defensive tactic's
Short Term:
Buy a put option on your stock.
Sell stock short,and buy back at lower price.
Long Term:
Buy a long term put (leap) option on your stock, if able to do so.
Have a large cash reserve, that you can use to average down with in your stock.
AIM, uses the averaging down tactic. If you start a AIM program with 50% stock and 50% cash Your stock can lose 50% of the starting price before all the cash will be invested in the stock. A 66%/33% should last a 30%drop, and a 80%/20% should last a 20% drop. You can use this to help you pick your stocks.
Look at your stock's history, from the last bull market to the last bear market how much did it drop? match that up with the stock/cash ratio's to use.
Mr. Lichello did not get into stock selection to much, he just said pick stocks that you know will still be there when the dust clear's! He recommended mutual funds and Blue chip stocks that pay dividends.
All the examples in Mr. Lichello's book show you starting out at $10,000. However he did not have the tax advantage of IRA's, If you have money in a IRA, and you are using a mutual fund and a money market fund. I think you could get away with starting a AIM program with $5,000.
Note: if you do not have $5,000 yet I recommend going here http://www.investorshub.com/boards/board.asp?board_id=966 To look at other ways to invest. Note: that's my board.
Hi Premier1, I really don't know that much about errors. all I did was put DW.exe into a search engine, and gave you some of the web sites, It appears that one of the DW.exe programs is a adware/900# dialup. If that is the one you have, and you don't want it on your computer. I would follow the links here, http://cexx.org/adware.htm and get rid of it.
About your OE problem do you get the error when you first start OE, or does it show up later? Are you doing anything when it happens like trying to send mail, or receve mail?
Hi Premier, here is what I have found out. There are two or more DW.exe programs. One is put out by Microsoft, and one is put out by a ad company, and there may be more. Read here for more info. http://miataru.computing.net/windowsme/wwwboard/forum/24578.html And here. http://cexx.org/adware.htm
Sorry about having to leave. The thunder storm knocked me off line, and I though it was best to stay off line until it was through.
Wow that is some crop circle!
Hi Bernie, let me guess, like me you use moneycentral.msn.com! I had not looked at the charts recently. I believe the chart on moneycentral.com is missing the last dividend. To determine this I first went to http://www.knightbridgetankers.com/ and clicked on inverters relations, and reading the latest quarterly report. That showed a dividend of $0.45 declared on 15 April 2002. Not totally trusting them I then went to www.yahoo.com, to check there. http://finance.yahoo.com/q?s=vlccf&d=t shows a div date of 8 may. Here are the dividends from 1997 to date. http://table.finance.yahoo.com/v?a=1&b=01&c=97&d=7&e=12&f=02&g=v&s=vlccf
While I hate to say this, I have found errors in the data that msn uses, I believe that Yahoo uses a different company for its data. I believe that Don decided to go with NAT, You may want to talk with him on it.
About a year ago, I was on (the start investing message board on moneycentral) and read a thread on royalty stocks, one of the persons was (boss215), he said these two shipping stocks behaved like the royalty stocks. Here is a screen for more royalty stocks. http://moneycentral.msn.com/investor/invsub/finder/finderx.asp?Query=SV1QS1F227Z06%22Diversified%20I...
If you change the value on the first line to (ask me) and run the search again, a window will popup, where you can pick other sectors to search in.
Hi all, I see that there have been some emotional outburst lately. It could be that the bottom is getting close, they say that is when people are ruled by their emotions. People get desperate, and stressed out.
Some times it is worth looking at the long view.
What we want to do is draw a resistance trend line. How do you do that, well you can use a straight edge and draw a line connecting the bottom points of the chart. Now on this chart you could draw three trend lines, one from late in 1974, one from 1982, and one from 1995. The problem with trend line from 1995 is that we have already broken through the line of resistance. So IMHO we should fall back to the 1982 trend line, That trend line shows that we should see resistance at around 380 to 350.
Now you may be asking yourself, what has this to do with me, my stocks are on the NASDEQ not on the NYSE, that may be true. But when you look at this chart, comparing the two, you can see that the two are connected.
The NASDAQ will have a bear market until the NYSE turns around.
Some of you have put all of your cash into your stocks, now is the time to take a hard look at the stock, and what your next strategy will be. While you had cash, your strategy was to average down the stock price. Mr. Lichello never said that you were locked into a stock, you can sell the stock, and buy it back at a lower price, you can park your money somewhere else until the stock reaches bottom and starts to recover, I recommend a stock that is paying dividends. I gave Don Carson two stocks, NAT and VLCCF, both the stock price and the dividends paid are dependent on the price of oil. There are other stocks where the price is based on minerals, that I am sure are worth looking at also.
I wish you all the best.
Sorry to hear the club didn't work out for you. I think ether matt or bob can change the name for you. NAIC stock pick's may be a good name. I like the NAIC Stock Selection Guide, but doing all the math is a pain, so I was glad to find http://www.quicken.com/investments/strategies/ . The only thing about NAIC that I didn't like is that they want you to use Dollar cost Averaging. I think Synchrovest, or the new Twinvest will work better.
Hi BBgold, here is some more info on stacks errors.
http://support.microsoft.com/search/preview.aspx?scid=kb;en-us;Q145799 , http://support.microsoft.com/default.aspx?scid=kb;en-us;Q82318
could be this? http://support.microsoft.com/search/preview.aspx?scid=kb;en-us;Q263891
Here is a error message that may be related.
http://support.microsoft.com/search/preview.aspx?scid=kb;en-us;Q149083
Hi Tim, You said
I've been wondering about a sensible way to manage my 403b port. It's tax-deferred, and gets automatic contributions.
I think that you should have the contributions go to ether a MM fund or a short term bond fund initially. Then when you see how your funds have behaved, you can pull cash from there, to place in your other funds. Being that you are interested in AIM you may want to check out other Formula plans to. I have a message board here, http://www.investorshub.com/boards/board.asp?board_id=966 where I try to find what is good and bad about each one. In the header you will find shortcuts to the main messages describing each one, also at the bottom there is a link to some spreadsheets.
As you were talking about testing, I think I should introduce you to Gummy's web site, Gummy is a retired Math teacher, that maybe the reason there is so much math on his site. He has a lot of spreadsheets that you can get. http://www.home.golden.net/~pjponzo/gummy_stuff.htm
Be sure to take two Tylenol, before going there!
Hi Muell, I though you would be interested in this site.
http://www.bivio.com/index.html They can handle your club bookkeeping for you.
Added some messages to the Ibox, so they can be found easier.
Hi Bob, with Zonealarm, you have to go to the advance security settings and tell it, that it is ok for the other computers to connect to the lan/internet.
Hi,as this club is a NAIC club I thought you would be interested in this page over at quicken.com http://www.quicken.com/investments/strategies/?symbol=
About two thirds of the way down the page you should see the NAIC section, if you click on the link strong interest stocks, you will get a screen of NAIC stocks to pick from. On the screen you have a pull down menu also.
Hi, I was just looking round the boards and saw the drips, here. Thought I would invite you guy's over to my board at. http://www.investorshub.com/boards/board.asp?board_id=966
The board mainly covers systematic investing, I am currently interested in formula plans. I have a few free spread sheets there. I believe I am still about two years away from starting to invest. So I have not really investigated ways to pick stocks, but I have read (Starting and Running a Profitable Investment Club by Thomas E. O'Hara and Kenneth S. Janke, Sr.), and it seems like the way to go.
Hi Mark, When postting a link to a picture, be sure to take the time to chop of the (http://) part of the url.
OT: Curve fitting, why do we do it? To try to reduce errors, or noise in raw data. Can raw stock prices have errors? I mean each price was a real stock trade. Can the value of a stock really change so fast, or can stock value get out of wack with stock Price? If stock value can get out of wack with stock price, and we can determine this quickly we should be able to sell or buy the stock and make some money. So how do we determine a stocks real value? Ah, that's the problem is it not! There have been a lot of books written and sold, trying to answer that one. Maybe we should just throw a curve at it and call it a day, but then you get into what type of curve!
Hi Koikaze, have you tried ad-aware yet, it is free and will spot several of the ad programs, you then have the chose of deleting them, or putting up with it.
Also you may want to try cookieCop two, or webwasher to stop popup ad's.
I don't know if you can use tab or not. But you want to use [ pre] and [ /pre] for tables.
To all the Indexers out there Jon Markman, over at http://moneycentral.msn.com/content/P25387.asp?special=msn Has written a interesting article on them.
I thought everyone would!