Northern Percentage

[PennyStock Alert]

http://www.breakouttrading.net/index2/index.php

http://www.socialpicks.com/stock/CXAC

good DD sites

[intheclouds]

Windorski MYFT Quote:--------------------------------------------------------------------------------
MYFT all shareholders who know about the BB qualifications, know that after not being able to complete the audit in the time frame (due to the past managements, shall we say indiscretions) as originally planned that we/MYFT would miss the time line qualification on having audited financials
--------------------------------------------------------------------------------



I am somewhat familiar with BB qualifications. One of the things I think I know is that the OTCBB requires two years of audited financials. I think that's what PinkSheets.com says.

BTW. The only exchange that MYFT has officially said they were targeting is the OTCBB. I know very well that OTCQB & OTCQX are big improvements over Pink Sheets, but they aren't OTCBB.

My instincts, gained from sad experience, tell me that scam artists do not keep books that can be audited. The day, in late February, that I learned that The Morgans, who ran ANYT were originally named Windorski, simple B2B knew we were in trouble. Windorski is an easily Googled name. Richard (the Dick) Windorski has a pink scam slime trail. That was the beginning of my ANTY/ MYFT discontent. I think history shows my discontent was well founded.

The day, in March, when the PR came out that made it sound like we could soon be looking for an audit, I said, "OOPS!" Each subsequent PR about the "high priority" of the audit and going to the OTCBB. my OOPSes got louder. I thought I knew MYFT was a long way from qualifying or the OTCBB. Why didn't those rumnning the show know that?

Now we are supposed to be happy that we have gone from .019 to .045 , now back to .037. I've been quiet on the Board lately, but when I saw the unbridled joy over MYFT's 's "Another Day Older And Deeper In Debt" PR, it was a Spin Too Far"

I don't see people posting their genuine opinions here as BS. IMO, there is plenty of BS to spread around.

B2B

[intheclouds]

SELL SELL SELL

[intheclouds]

When buying pinks... Using ANYT as an example...

this is for short term (1 to 3 months or less) buying "flipping"

1. if a stock is in the .0001 to .001 range utilize AON orders. Takes longer but ensures the MM collects the shares to fill your order. Do NOT marry a stock in this range... If it dies... put it in the TBD (to be determined) file and ignore it... ADDING to or selling at market (ask=.0001 and MM takes em at .00001 on market) is NOT a good idea. Most times there is a LARGE threat of a R/S in these cases.. Adding to this kind of position will most of the time cost you more money than you want to lose.

2. if a stock is in the .001 to .01 range... utilize the 50% / 50% order... 50% of the buy @ the Ask AON and 50% @ .0001 above the Ask no special instructions. This will also ensure the MM fills the order with physical shares but there is a chance for shorts... that should be covered within the 3 days necessary. Usually the MM in this case will buy up the bid shares and sell them to you @ the ASK leaving the AON "SIT" until he accumulates bid shares to fill you @ the ASK. This is all assuming the MM has not already accumulated shares for resale. The MM's are not likely to fill an AON order with shorts... there is no priority on AON orders to be filled.

3. If a stock is in the .01 to .10 range... This is the HARDEST to break out of and stay up. When a MM sees there is a strong surge like we saw last month and almost exactly a year ago, he will "Hold a stock DOWN" making the ask lower to help them accumulate and/or cover shorts done on the way up...

Buying in this range is recommended to be done in 1 of 2 ways by the long term investor (3 to 6 months or longer)... (NEVER consider below this range as long term)

For Mid size to larger orders...
eg. $10K @ .10 - should be 100K shares right... NOPE...

A. If you like to create BID support... wait for a large spread... say BID .075 - ASK .08... Place 5 orders for this stock... 1 @ .075 and 1 @ .076 and 1 @ .077 and 1 @ .079 and last order will be @ .08. The .08 will be filled and if a stock is being held back by the MM's... the .079 will execute right behind it...

B. If you like to create ASK support... wait for a tight spread... say BID .079 - ASK .08... Place 3 orders for this stock... 1 @ .08 and 1 @ .0801 and finally 1 @ .0802... the .0801 will likely be filled first unless lots of volume (IF LOTS OF VOLUME JUST BUY IT AT THE ASK :})... then the .08 right behind it and if there is enough volume the .0802 will be filled @ .08 or .0801.. This should create an uptick in the BID and should uptick the ASK as well.

For Smaller orders

A. If ya got a couple hundred dollars left and you want to accumulate a stock... Place a limit order for AON at .0001 above the ASK... If you are buying to accumulate... then WHY NOT buy shares this way? This is called using your money to work for you.

Finally... The MM will Make a Market for a stock as "we" see fit... YES I SAID "WE"!!! Meaning If there is good ASK support price will go up...

If there is good BID support... A MM will try to get a "better" BID driving the PPS down... from BID support! NOT MM manipulation... We are doing this to ourselves... We need "BUYERS" and people to Buy @ the ASK to RECOVER!

http://investorshub.advfn.com/boards/read_msg.aspx?message_id=47106602

IMO - as advised by a good friend!

Briantek

[intheclouds]

How to post a Youtube video.


http://www.youtube.com/watch?v=IeXtCiU2IeA&feature=player_embedded

see the BOLD type after the = and before the &

type in [ yt] then copy that bold code NOT the = or & and put [/yt] after it with no spaces anywhere and no bold anywhere.

so it will look like this. Just take out all the spaces and it will post.

[ yt]IeXtCiU2IeA[/yt]

[intheclouds]

The click factor..

Go to this link..
http://investorshub.advfn.com/boards/most_read.aspx

it on the HOT! - then Most Read

What's happening is, people are on the various boards clicking through previous, or older posts.

Every time you read an old post, the number of "Reads" goes up 1 more.
People just sit there and "Click"

The higher the number of clicks, along with posts - the higher you go on the top 15 board.

People just sit there on I Hub and try to boost their numbers to make their board more visible...

[chrissy]

Are you loving ANYT ??????????????????????????????

[intheclouds]

how to upload a picture..

create a snapshot of it.
to do this
click on the screen you want
press and hold ALT then hit print screen at the same time.
then open up windows paint - hit paste then crop the picture and save it some where.
then

go to this link
http://images.investorshub.advfn.com/boards/pix_upload.aspx

find the picture you want

upload it and copy & paste the link it creates to the post.

[intheclouds]

More like holy shit Batman

[intheclouds]

incredible......

[firebag1]

hey great day with anyt huh??

[intheclouds]

How's this for DD..You want confirmation..

I wrote an email to Bluwood International last night.
My sole question was..

Hi - Can you confirm this news that just came out regarding MEVT and your company?
sent to: [e-mail]

(Because of the CONFIDENTIALITY NOTICE he has in the email)
I blacked out his personal contact info and mine......

[intheclouds]

MEVT Must Read - Fire Retardant AF-21 Bluwood DD

Hartindo AF21.
...fire inhibtor...not a mere fire retardant...it doesn't catch on fire!

Hartindo AF11E
...the worlds only 1:1 replacement for Halon....not just another alternative!

Hartindo AF31
Only fire extinguisher to have class A,,B,C,D,K/F class all in one...the next generation to fire control!

Titan 21
.....not just another warm blanket....but an alternate escape route!

Whether the requirement is for passive protection, portable fire extinguishers or total flooding systems Newstar Chemicals provides the solution.

All products are environmentally friendly, non-toxic and meet the requirements of the Montreal and Kyoto Protocols.

Bluwood AF21 Fire Inhibitor Demonstration
[yt]_FgF4fARI1c[/yt

Fire Inhibitor www.mseenviro-tech.com MEVT
[yt]Irmru6wHiJU[/yt

Shawne Merriman Speaks out on Bluwood AF21
[yt]ug-907zzyuI[/yt

The Company's New MSE Fire Inhibitor

MSE Enviro-Tech Corp's new water-based, non toxic MSE Fire Inhibitor is an effective and environmentally friendly fire inhibitor when applied to a wide range of materials, including wood, fabrics, films and many synthetics. Unlike conventional fire retardants that merely delay the start of fire, MSE Fire Inhibitor is a Total Fire Inhibitor, rendering treated materials non-flammable. In addition to the exciting business potential in supplying MSE Fire Inhibitor to Bluwood International, numerous other industrial and manufacturing applications are being pursued by MSE Enviro-Tech Corp. (e.g. textiles, furniture, plastics, etc.) which offer significant potential to expand sales and enhance profitability and shareholder value.

MSE Enviro-Tech Corp. Receives Initial Order From Bluwood International for Its New Environmentally Friendly MSE Fire Inhibitor
Friday January 8, 2010, 4:00 pm
Bluwood Housing Components

Bluwood is the name given to the family of wood frame building components with a factory-applied, proprietary two-part coating system that, when combined with MSE Fire Inhibitor, provides protection against: Fire, Rot, Insects, Fungus and Uncontrolled moisture absorption and loss. Used globally, wooden house components such as walls, floors, ceilings, roofs, etc. have long been the "weak spots" in terms of a building's resistance to fire. However, if constructed with Bluwood, these integral components will not burn. All Bluwood components, with their distinctive blue color, have a transferrable Limited Lifetime Warranty.

Company Name: BluWood International
Company Profile :
BluWood International owns the exclusive rights to the revolutionary BluWood product line. The highlights of the product are:

BluWood is an environmentally safe wood treated product that is used on all structural component and framing lumber, decking, sheathing, sub-flooring panels and engineered wood products;

The wood is treated topically (no pressurization needed), making it much more cost effective to produce than pressure treated lumber;

The proprietary Infusion Film Process encapsulates wood substrates forming a water-repellent, semi-vapor permeable film that interlocks with the wood fibers to provide controlled topical and subsurface moisture absorption, and eliminate leaching;

It comes with a LIFETIME warranty to protect against mold, mildew, fungus and insect infestation, including Formosan Subterranean Termites;

It has been used on hit TV show Extreme Makeover - Home Edition with great response from the public;

Major builders across North America have announced that
BluWood will be a standard product in all of their future developments;

The cost to the home owner, using BluWood for all structural material, for a 2000 sq ft house, is less than $40 per month (based over 25 years @ 5% int);

In 2006 in the United States alone, in only the second year of mass production, more than 500,000,000 board feet was produced, accounting for 1% of the new housing market in the US.

For more information, including independent third-party test results, please go to our website, www.bluwoodintl.com.

Ecoblu has removed their news release from November 19th which was titled "EcoBlu Signs Exclusive Licensing Agreement With Hartindo Fire Protection Supplier Megola". Check their website and try to access the news release.

www.ecobluproducts.com/newsevents/index.php

I would say this is great news for MEVT and obviously helps legitimize the PR from earlier even more for those doubters/bashers.

This doesn't look too good for that other company who will no longer be named.

Upon placing this initial order for the Company's MSE Fire Inhibitor, Robert Seaman, President & CEO of Bluwood International, noted, "The test results for MSE Enviro-Tech's fire inhibitor surpassed those of all other anti-fire related products investigated, when incorporated into our Bluwood product. It is an amazing product that endows Bluwood with a fire rating equal to that of concrete."

The Need
The United States has a severe fire problem, more so than is generally perceived. Nationally, there are millions of fires, thousands of deaths, tens of thousands of injuries, and billions of dollar loss - which makes the U.S. fire problem one of great national importance. Between 1996 and 2005, an average of 3,932 Americans lost their lives and another 20,919 were injured annually as the result of fire. These averages do not reflect the events of September 11, 2001.

Congresswoman Chellie Pingree introduces bill to ban toxic flame retardant
http://pingree.house.gov/2009/12/congresswoman-chellie-pingree-introduces-bill-to-ban-flame-retardant.shtml

[intheclouds]

0

[intheclouds]

Youtube test

How to embed a Youtube video

Example:
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=39097807

Here's the Youtube URL:

http://www.youtube.com/watch?v=yt1fYSAChxs&feature=related
See the part between v= and the ampersand? Sukd3fV6reg

Put that between [yt][/yt] tags (without the spaces of course).


Note that it currently doesn't show up on Preview, but will once you post the message.

[vantillian]

EXPU still my pick. Because....



Expert Group’s primary revenue engine is “Expert Financing.” This company specializes in providing residential and commercial loans and has been in business since 2005 in the Florida marketplace.

Recently, Expert Financing has experienced a notable surge of growth, showing a solidly profitable 2009 Q3 and what appears to be an even brighter future.

Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach.

This presentation will deal primarily with Expert Financing and showcase their achievements as well as speculate about their future potential.

****************

2009 has been a significant year for Expert Financing. Several milestones were reached. Some of these include:
Expert secures FHA lending status.
Expert partners with several new banks and lending institutions, including Ginnie Mae.
Expert opens two new locations.
Expert greatly increases originators and originations.
Expert begins offering Government backed SBA loans
Expert enhances brand recognition through television, billboards, and special features such as The Best of South Florida. http://www.bestofsouthflorida.tv
Expert added to their management team as well as adding processors to their back office.
Expert currently has 65 originators actively working to secure new business.
Expert was featured prominently on Mortgage Daily, the largest publication in the industry. http://www.mortgagedaily.com
Expert will celebrate the grand opening of the BAL Harbour location this November. At this event the company will receive the prestigious Proclamation Award from the city of Bay Harbour Island.
Expert Group signed with 10 new banks in 2009 including Bank of America. This brings Expert’s alliances with banks to 50. Because of these strategic partnerships Expert can find more people better loans. Expert Finance's loan closing rate is well above average within the industry.
SOURCE: http://www.marketwire.com/press-release/Expert-Group-1067596.html

VIDEO: Grand opening celebration of Bal Harbour location...Expert presented with two prestigious awards by the cities of North Miami Beach and Bay Harbor, respectively.

More videos: http://www.youtube.com/user/expertgroupinc

******************

EXPU SHARE STRUCTURE

As of November 2009
Authorized Shares = 100,000,000
Outstanding Shares = 43,661,833
Float = 22,134,412


The EXPU Transfer Agent is not gagged. Investors can call the TA and receive current share structure information.
Phone: [phone]

As per an October 2009 press release, CEO Robert Rico stated that all funding for 2009 had been completed.
Our understanding from this recent PR is that the share structure will remain stable at least until sometime in 2010.
Rico also said: “…I'm pleased to report that we're headed into 2010 with a good pool of capital.” http://www.marketwire.com/press-release/Expert-Group-1067596.html
It strongly appears from these statements and information that the 22M float share structure is currently solid. http://www.marketwire.com/press-release/Expert-Group-1067596.html

Expert Group also recently lowered the A/S from 200B to 100M, representing a 95% decrease in authorized shares! http://www.marketwire.com/press-release/Expert-Group-1014274.html
On 9/30/2009, Expert Group completed the 95% share reduction. Here is a link to the reduction filing at the Nevada S.O.S. https://esos.state.nv.us/SOSServices/AnonymousAccess/CorpSearch/corpActions.aspx?lx8nvq=T%2bq%2fzU1uzKn71j442j1w7Q%3d%3d&CorpName=EXPERT+GROUP,+INC.


*******************

ABOUT THE CEO

Robert Rico is chairman of the board of directors of Expert Group Inc. as well as the chairman of Expert Financing & Investments Inc. a company he co-founded in 2005. Expert Financing has been originating conventional and government loans since its inception. The company started as a retail firm providing millions of dollars in real estate loans to all types of borrowers including domestic and foreign nationals for all kinds of properties including condominiums, single family residences, town houses, commercial buildings like hotels, strip mall, gas station, restaurants, warehouses, industrial facilities and day care to name a few. Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach. The company operates as a public company with its shares trading on the over the counter under the stock symbol EXPU. As a loan origination and marketing firm, utilized as an independent outsource platform for several national and regional community banks. "We have originated and closed millions of dollars in loans since our inception with steady production consistent to date." Robert Rico is a self-made entrepreneur with experience in both the public and private sector with a clear vision for Expert Financing to become the "go to firm" for all your real estate lending needs.

SOURCE: http://www.marketwire.com/press-release/Expert-Group-1072774.html

*********************

BRANDING THE EXPERT NAME

Robert Rico has stated repeatedly that Expert’s goal is to become a “household name.” Expert has taken several steps in 2009 to become more recognized in their target markets. http://www.marketwire.com/press-release/Expert-Group-1060141.html

“We are taking all the right steps necessary to fulfill our business plan of opening multiple locations and branding Expert Financing as the go-to firm for all your Real Estate Lending Needs.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

“We are successfully branding the 'Expert Financing' name all over the Florida marketplace. We offer people the absolute best deal on home loans. Our closing ratio is higher than other lenders.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

BILLBOARDS: http://www.expertgroupblog.com/2009/10/our-new-billboard-is-up/

RADIO ADVERTISEMENTS: http://www.expertgroupblog.com/2009/09/expert-group-current-radio-advertisements/

TELEVISION ADVERTISEMENTS: http://www.youtube.com/user/expertgroupinc#p/a/u/2/DgjAKwQD32c

BEST OF SOUTH FLORIDA TV SHOW: http://www.expertgroupblog.com/category/expert-group-on-tv/

************************

TALKING NUMBERS

Loan Originations Are Good But Loan Closings Are What Really Matter
Expert Group realizes between $4,000-6,000 for every loan it closes. http://www.marketwire.com/press-release/Expert-Group-1042684.html

Expert Group closes approximately 1 loan per month for every working originator. http://www.marketwire.com/press-release/Expert-Group-1060141.html

Let’s refer to this as the “1 Originator = 1 Closed Loan Per Month” Formula.

Expert realizes on average $5,000 per loan closing. http://www.marketwire.com/press-release/Expert-Group-1060141.html

Profit margins for Expert are solid. Expert boasted a 61% profit margin in Q3 2009. http://www.marketwire.com/press-release/Expert-Group-1071631.html

Profit margins are high in part because of low overhead and performance-based payouts: “Originators are compensated based on performance.

Originators do not get paid if they do not close loans.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

*************************

PPS VALUATION SCENARIOS -- Q3 2009

Expert recently enjoyed 2009 Q3 Earnings Per Share of $.0044 cents http://www.marketwire.com/press-release/Expert-Group-1071631.html

“The Company recorded net income of approximately $187,192.17 or $.0044 earnings per share, for the quarter ended September 30, 2009. This represents a 350% increase when compared to total net income for the quarter ended September 30, 2008.” http://www.marketwire.com/press-release/Expert-Group-1071631.html

.0044 x 4 (quarters) = .0176 annual EPS

A P/E multiple of 10 is the standard multiplier for companies within the mortgage industry.

.0176 x 10 = .176

Using a P/E multiple of 10 this puts EXPU at approximately .176 cents per share based on 2009 Q3 numbers alone!

***************************

MORE PPS VALUATION SCENARIOS -- Q4 2009 / Q1 2010

Scenario: 100 Originators

"Expert Group projects that by year's end [2009] we will have our 3rd location open and have a total of 100 originators operating. With 100 originators we conservatively project that we will close 100 loans per month.” http://www.marketwire.com/press-release/Expert-Group-1042684.html

100 x $5,000 = $500,000 monthly revenues

Using a profit margin of 50% this means $250,000 monthly net income for Expert or $750,000 quarterly net income.

This would mean $.0175 earnings per share for Q1-Q2, 2010 (based on 43M o/s).
.0175 x 4 = .07

Using a P/E multiple of 10 this would put a value of about 70 cents per share on EXPU stock in this scenario.

*****************************

MORE PPS VALUATION SCENARIOS -- MID 2011

Scenario: 400 Originators
“By mid 2011, Expert plans to operate at full capacity with 400 originators at 9 different locations.” http://www.marketwire.com/press-release/Expert-Group-1042684.html

400 Loan Closings Per Month

$5000 average per loan closing

$2,000,000 per month revenue

50% profit margin this means $1M monthly in net income for Expert.
This would be $3M in quarterly net income.

Quarterly earnings per share with a 43M o/s would be approximately .07 cents per share.

.07 x 4 (quarters) = .28

Using the industry standard PE multiple of 10 this gives EXPU a valuation of $2.80 cents per share in this scenario.

It should be noted that all of these valuations do not take into account several “X Factors” that may greatly and positively impact net income. (Jumbo loans, partnerships, etc.)

*******************************

MORE DD LINKS



Very good investor presentation here ---> http://investorshub.advfn.com/boards/read_msg.aspx?message_id=43384098

http://www.expertgroupblog.com

http://www.expertfinancing.net

IHUB BOARD: http://investorshub.advfn.com/boards/board.aspx?board_id=12049

[jaxstocks]

PMDP - I have 9 million shares now (got in from your first alert on google finance back in early October). Excited about finally getting news!!
FFGO - Saw your posts in FFGO board and picked up a million shares on Friday when I saw the crazy volume and that it was at the top of the list in ihub forums.

[TOUCAN]

your welcome ....

[jaxstocks]

Thanks Toucan!!!

[TOUCAN]

PMDP - IHGP - HESG - QEDN - AERP - FFGO

Hot Stock To Watch For Monday!

[intheclouds]

Look out for Monday

[intheclouds]

Good post bud thanks

[intheclouds]

If you say shit like this you should not be trading stock.

Posted by: 3hpz28 Date: Sunday, November 22, 2009 7:07:39 PM
In reply to: intheclouds who wrote msg# 42717 Post # of 42726

Jorge is in Flordia. He could of missed the deadline due to a time zone thing like he didn't have all his info in time. He should be aware that a powerful National PR will get us out of this little jam we're in. As far as the stockholder price, my family was visiting me in August and we were here (.0005) and I was bragging up about my hot investment I been in since .0001 I planned on being up. Come Thanksgiving Day, I plan on keeping food in my mouth so I can't talk. For now, the gardener needs to go pick up the fertilizer........

[vantillian]

EXPU here's why---->>>>

EXPU UPDATED DD POST




Expert Group’s primary revenue engine is “Expert Financing.” This company specializes in providing residential and commercial loans and has been in business since 2005 in the Florida marketplace.

Recently, Expert Financing has experienced a notable surge of growth, showing a solidly profitable 2009 Q3 and what appears to be an even brighter future.

Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach.

This presentation will deal primarily with Expert Financing and showcase their achievements as well as speculate about their future potential.

****************

2009 has been a significant year for Expert Financing. Several milestones were reached. Some of these include:
Expert secures FHA lending status.
Expert partners with several new banks and lending institutions, including Ginnie Mae.
Expert opens two new locations.
Expert greatly increases originators and originations.
Expert begins offering Government backed SBA loans
Expert enhances brand recognition through television, billboards, and special features such as The Best of South Florida. http://www.bestofsouthflorida.tv
Expert added to their management team as well as adding processors to their back office.
Expert currently has 65 originators actively working to secure new business.
Expert was featured prominently on Mortgage Daily, the largest publication in the industry. http://www.mortgagedaily.com
Expert will celebrate the grand opening of the BAL Harbour location this November. At this event the company will receive the prestigious Proclamation Award from the city of Bay Harbour Island.
Expert Group signed with 10 new banks in 2009 including Bank of America. This brings Expert’s alliances with banks to 50. Because of these strategic partnerships Expert can find more people better loans. Expert Finance's loan closing rate is well above average within the industry.
SOURCE: http://www.marketwire.com/press-release/Expert-Group-1067596.html

VIDEO: Grand opening celebration of Bal Harbour location...Expert presented with two prestigious awards by the cities of North Miami Beach and Bay Harbor, respectively.

More videos: http://www.youtube.com/user/expertgroupinc

******************

EXPU SHARE STRUCTURE

As of November 2009
Authorized Shares = 100,000,000
Outstanding Shares = 43,661,833
Float = 22,134,412


The EXPU Transfer Agent is not gagged. Investors can call the TA and receive current share structure information.
Phone: [phone]

As per an October 2009 press release, CEO Robert Rico stated that all funding for 2009 had been completed.
Our understanding from this recent PR is that the share structure will remain stable at least until sometime in 2010.
Rico also said: “…I'm pleased to report that we're headed into 2010 with a good pool of capital.” http://www.marketwire.com/press-release/Expert-Group-1067596.html
It strongly appears from these statements and information that the 22M float share structure is currently solid. http://www.marketwire.com/press-release/Expert-Group-1067596.html

Expert Group also recently lowered the A/S from 200B to 100M, representing a 95% decrease in authorized shares! http://www.marketwire.com/press-release/Expert-Group-1014274.html
On 9/30/2009, Expert Group completed the 95% share reduction. Here is a link to the reduction filing at the Nevada S.O.S. https://esos.state.nv.us/SOSServices/AnonymousAccess/CorpSearch/corpActions.aspx?lx8nvq=T%2bq%2fzU1uzKn71j442j1w7Q%3d%3d&CorpName=EXPERT+GROUP,+INC.


*******************

ABOUT THE CEO

Robert Rico is chairman of the board of directors of Expert Group Inc. as well as the chairman of Expert Financing & Investments Inc. a company he co-founded in 2005. Expert Financing has been originating conventional and government loans since its inception. The company started as a retail firm providing millions of dollars in real estate loans to all types of borrowers including domestic and foreign nationals for all kinds of properties including condominiums, single family residences, town houses, commercial buildings like hotels, strip mall, gas station, restaurants, warehouses, industrial facilities and day care to name a few. Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach. The company operates as a public company with its shares trading on the over the counter under the stock symbol EXPU. As a loan origination and marketing firm, utilized as an independent outsource platform for several national and regional community banks. "We have originated and closed millions of dollars in loans since our inception with steady production consistent to date." Robert Rico is a self-made entrepreneur with experience in both the public and private sector with a clear vision for Expert Financing to become the "go to firm" for all your real estate lending needs.

SOURCE: http://www.marketwire.com/press-release/Expert-Group-1072774.html

*********************

BRANDING THE EXPERT NAME

Robert Rico has stated repeatedly that Expert’s goal is to become a “household name.” Expert has taken several steps in 2009 to become more recognized in their target markets. http://www.marketwire.com/press-release/Expert-Group-1060141.html

“We are taking all the right steps necessary to fulfill our business plan of opening multiple locations and branding Expert Financing as the go-to firm for all your Real Estate Lending Needs.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

“We are successfully branding the 'Expert Financing' name all over the Florida marketplace. We offer people the absolute best deal on home loans. Our closing ratio is higher than other lenders.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

BILLBOARDS: http://www.expertgroupblog.com/2009/10/our-new-billboard-is-up/

RADIO ADVERTISEMENTS: http://www.expertgroupblog.com/2009/09/expert-group-current-radio-advertisements/

TELEVISION ADVERTISEMENTS: http://www.youtube.com/user/expertgroupinc#p/a/u/2/DgjAKwQD32c

BEST OF SOUTH FLORIDA TV SHOW: http://www.expertgroupblog.com/category/expert-group-on-tv/

************************

TALKING NUMBERS

Loan Originations Are Good But Loan Closings Are What Really Matter
Expert Group realizes between $4,000-6,000 for every loan it closes. http://www.marketwire.com/press-release/Expert-Group-1042684.html

Expert Group closes approximately 1 loan per month for every working originator. http://www.marketwire.com/press-release/Expert-Group-1060141.html

Let’s refer to this as the “1 Originator = 1 Closed Loan Per Month” Formula.

Expert realizes on average $5,000 per loan closing. http://www.marketwire.com/press-release/Expert-Group-1060141.html

Profit margins for Expert are solid. Expert boasted a 61% profit margin in Q3 2009. http://www.marketwire.com/press-release/Expert-Group-1071631.html

Profit margins are high in part because of low overhead and performance-based payouts: “Originators are compensated based on performance.

Originators do not get paid if they do not close loans.” http://www.marketwire.com/press-release/Expert-Group-1060141.html

*************************

PPS VALUATION SCENARIOS -- Q3 2009

Expert recently enjoyed 2009 Q3 Earnings Per Share of $.0044 cents http://www.marketwire.com/press-release/Expert-Group-1071631.html

“The Company recorded net income of approximately $187,192.17 or $.0044 earnings per share, for the quarter ended September 30, 2009. This represents a 350% increase when compared to total net income for the quarter ended September 30, 2008.” http://www.marketwire.com/press-release/Expert-Group-1071631.html

.0044 x 4 (quarters) = .0176 annual EPS

A P/E multiple of 10 is the standard multiplier for companies within the mortgage industry.

.0176 x 10 = .176

Using a P/E multiple of 10 this puts EXPU at approximately .176 cents per share based on 2009 Q3 numbers alone!

***************************

MORE PPS VALUATION SCENARIOS -- Q4 2009 / Q1 2010

Scenario: 100 Originators

"Expert Group projects that by year's end [2009] we will have our 3rd location open and have a total of 100 originators operating. With 100 originators we conservatively project that we will close 100 loans per month.” http://www.marketwire.com/press-release/Expert-Group-1042684.html

100 x $5,000 = $500,000 monthly revenues

Using a profit margin of 50% this means $250,000 monthly net income for Expert or $750,000 quarterly net income.

This would mean $.0175 earnings per share for Q1-Q2, 2010 (based on 43M o/s).
.0175 x 4 = .07

Using a P/E multiple of 10 this would put a value of about 70 cents per share on EXPU stock in this scenario.

*****************************

MORE PPS VALUATION SCENARIOS -- MID 2011

Scenario: 400 Originators
“By mid 2011, Expert plans to operate at full capacity with 400 originators at 9 different locations.” http://www.marketwire.com/press-release/Expert-Group-1042684.html

400 Loan Closings Per Month

$5000 average per loan closing

$2,000,000 per month revenue

50% profit margin this means $1M monthly in net income for Expert.
This would be $3M in quarterly net income.

Quarterly earnings per share with a 43M o/s would be approximately .07 cents per share.

.07 x 4 (quarters) = .28

Using the industry standard PE multiple of 10 this gives EXPU a valuation of $2.80 cents per share in this scenario.

It should be noted that all of these valuations do not take into account several “X Factors” that may greatly and positively impact net income. (Jumbo loans, partnerships, etc.)

*******************************

MORE DD LINKS



Very good investor presentation here ---> http://investorshub.advfn.com/boards/read_msg.aspx?message_id=43384098

http://www.expertgroupblog.com

http://www.expertfinancing.net

IHUB BOARD: http://investorshub.advfn.com/boards/board.aspx?board_id=12049

[TOUCAN]

PMDP - Hot Stock!!

[chrissy]

Yes, very nice picks indeed.

Looks like I'm still on this board. Just had a big surprise tonight when I went to another.

MCSR

[firebag1]

nice picks good luck!!

[vantillian]

EXPU & DRGZ.

[intheclouds]

All 3 should be runners next week. CXAC - MEVT - BBDA

[firebag1]

my pick for the end of this week is

circ

gltyall

[rmepilot]

More News!

IJJ Corp. Acquires TelecoTech Corporation
Date : 10/13/2009 @ 1:00PM
Source : PR Newswire
Stock : (IJJP)
Quote : 0.01 0.004 (66.67%) @ 1:03PM




IJJ Corp. Acquires TelecoTech Corporation

Acquisition Gives the Company a Stronger Presence in VoIP Business-To-Business Market Place

CAPITAL HEIGHTS, Md., Oct. 13 /PRNewswire-FirstCall/ -- IJJ Corp. (Pink Sheets: IJJP) is pleased to announce that the Company has acquired TelecoTech Corporation, a Maryland based, privately held company that provides a variety of Voice over Internet Protocol (VoIP) and networking services. The Company acquired TelecoTech in a cash and stock transaction. TelecoTech is a CISCO Select Certified Partner specializing in technical support services for Local and Wide Area Networks (WAN) with an emphasis on providing expert and professional support services for a range of switches, routers and IP Communication products customized to fit a client's specific communication and hardware requirements.

TelecoTech has developed a national team of systems engineers providing consultant support services for Windows, UNIX, and Lunix and Asterisk operating systems nationwide. To enable TelecoTech to efficiently manage its nationwide organization, the IJJ Corp. Management Power Suite was deployed as a standard business management tool creating the ability to manage projects; track, control, hire and compete nationwide for a variety of technical service contracts. In addition, the Company has developed its own brand name of Asterisks called the OfficeIP Internet and Wireless phone system offered to businesses and government clients.

"We are very excited about the acquisition of TelecoTech. This company has a solid list of clients and brings another State-of-the-Art, Best-in-Class Intellectual Property. TelecoTech VoIP technology, coupled with its Video Teleconferencing solutions, will enhance IJJ Corp.'s ability to increase its customer base and broaden its scope of services nationwide. TelecoTech will operate as a wholly-owned subsidiary and will be an additional profit center of the Company. We believe the acquisition of TelecoTech will add greatly to the overall ability of IJJ Corp. to deliver a broad range of solutions to its continuously growing customer base," stated Clifford Pope, CEO of IJJ Corp.

For more information on TelecoTech Corporation, please visit: http://www.telecotech.com/

About IJJ Corp.:

IJJ Corp. is a Diversified Technologies company focused on developing high tech solutions for the government and the private sector to provide rapid decision through information processing. The Company's technologies include: Voice, Data and Video Rapid Conferencing Solutions; Disaster Shelter Recovery Systems; Mobile Disaster Management Systems; Medical Hospital Advisor Systems; IT Management and Consulting Services; Secure Data Center Services; Network Operation Centers; and Enterprise Management Power Suites. The Company's objective is to continue to develop and integrate services and products in order to provide the most comprehensive, cutting edge, turnkey solutions to its clients.

Safe Harbor Statement:

The information posted in this release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify these statements by use of the words "may," "will," "should," "plans," "expects," "anticipates," "continue," "estimate," "project," "intend," and similar expressions. Forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those projected or anticipated. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in technology and methods of marketing, delays in completing various engineering and manufacturing programs, changes in customer order patterns, changes in product mix, continued success in technological advances and delivering technological innovations, shortages in components, production delays due to performance quality issues with outsourced components, and various other factors beyond the Company's control.

Contact: Keith Jablon IJJ Corp.

Investor Relations 407-389-5900

DATASOURCE: IJJ Corp.

CONTACT: Keith Jablon, Investor Relations of IJJ Corp., [phone]

Web Site: http://www.telecotech.com/

[firebag1]

synj!!!!!

[vantillian]

EXPU.

[chrissy]

WTAR and CXAC, my yummys..........
$$$$$$$$$$$$$$$$$$$$$$$$$

give them 2 weeks, than kabooooom!!!

[firebag1]

cxac, bbda, synj, adn idgi
watch them in the next two to three weeks
imo good things coming for all 4
weeeeeeeeeee
fb1

[Californicator]

fire......Start branching out..OK...Nice.

[intheclouds]

CXAC Letter ot the shareholders out and looks very promising.
Monday should be good.

[nWo]

IHGP
Pink Sheet no Information
OTC Market Tier
Pink Sheets No Information
Primary SIC — Industry Classification
5039 - Construction materials, misc
State Of Incorporation
FL
Jurisdiction Of Incorporation
United States
Year Of Incorporation
2001
Company Officers
William Yates, CEO, CFO, Secretary, Treasurer
SEC Reporting Status
De-Registered as of Aug 12, 2008
CIK
0001159770
Fiscal Year End
12/31
Estimated Market Cap
$308,682 as of Sep 16, 2009
Outstanding Shares
3,086,818,061 as of Jul 16, 2009
Authorized Shares
5,000,000,000 as of Jul 16, 2009
Number of Share Holders of Record
57 as of Jul 16, 2009
Float
2,553,272,681 as of Jul 16, 2009
Current Capital Change
shs decreased by 1 for 200 split
Pay Date: Dec 19, 2008
Company Notes
◦Formerly=Jackson Rivers Co. (The) until 1-07
Security Notes
◦Capital Change=shs decreased by 1 for 1000 split. Pay date=11-22-04
◦Capital Change=shs decreased by 1 for 2000 split. Pay date=2-1-05

◦Capital Change=shs decreased by 1 for 2000 split. Pay date=5-9-05 ◦Capital Change=shs increased by 4 for 1 split. Ex-date=5-27-05. Payable upon surrender. ◦Capital Change=shs decreased by 1 for 500 split Pay date=02/13/2007
Transfer Agent
Transfer Online
317 SW Alder Street
2nd Floor
Portland, OR 97204

Legal Counsel
Gersten Savage
600 Lexington Ave.
9th Floor
New York, NY 10022
United States
.

[nWo]

check out IHGP
Triple zero 1 play
lower o/s and a/s then CXAC and lower float,
there is some buzz surronding that stock decent volume today
keep it watched
news could be coming there soon!!!

[chrissy]

Great day on JCDS, more to come.....

she flew like a bird today

[firebag1]

cxac hugggggge news pre market!!

http://finance.yahoo.com/news/Cross-Atlantic-Commodities-bw-2005862238.html?x=0&.v=1

[firebag1]

my nose lol

[chrissy]

????????????????????????????????????????

[firebag1]

pick this!!

[intheclouds]

[firebag1]

a few nice picks
good luck to u all
see u at the bell
fb1

[vantillian]

My pick o' the week = EXPU.

[firebag1]

my pick
cxac

with synj overtones

and a hint of bbda

[doebop]

My Pick = OCFN

.049 NOW -
.072 EOD (MON)
.085 EOD (TUES)
.08 EOD (WED)
.10 EOD (THUR)
.095 EOW

Week High... .105 IMO

IMO

[intheclouds]

http://www.breakouttrading.net/index2/index.php

http://www.socialpicks.com/stock/CXAC

good DD sites

Sign up for them.
Let the board know if you find a Pick of the Week