william, if we are correct abut the hidden fraud, it most likely goes all the way to certain executives at WAMU. If true, of course Rosen is working in their best interst and not the shareholders. That being said, a new BOD guarantees us nothing, as we do not know how many JPM allied shareholders there are. No, the only way to find out for sure, good or bad for us, is for an examiner and full disclosure forced by the court.