Only costs a few thousand dollars to retain a lawyer to fight the charlotte county foreclosure/deficiency lawsuit, yet no lawyer was hired and cbay and pawson individually have almost a 2 million dollar judgment against them. Only initially costs a few thousand dollars to have filed a chapter 11 bankruptcy to protect cbay's real estate holdings to bide time for refinancing, but this was not done. The Alucha county home was sold during Mercer's tenure and cbay had collected $250,000 cash from the sale. Then Mercer resigns. Yet cbay defaults on litigation against it. Wake up. There are no assets worth fighting for. The story of cbay is titled "Nothing down, Nothing Left".
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