Anybuddy who holds a pennyturd like this one to the point of being DOWN more than 85 percent, and up to the 97+ percent LOSS over a bit more than 5 years ...
... welp, I doubt college is anywhere in that picture - at any level (pennyvestor, children, grandchildren, pets).
It is more like 'Whew, that is one more day I don't have to tell my wife I have lost the rent, utilities, gas, and food money again..'
It is back to riding the senior citizen short bus for another month. The rusty jalopy will sit by the curb for another month, at least.