I have read various posts about this issue of brokers lending out shares to short. I removed the margin feature from my Schwab account to hopefully insure that my shares cannot be shorted. Still not completely sure that Schwab is technically prevented from doing so? When I asked rep about it I got a somewhat wispy/washy answer that they would not do so…but it was not totally reassuring. At the very least, it would be disingenuous on Schwab’s part to do so without asking my permission and offering to pay me X% interest. Schwab has previously offered to pay me interest to loan my shares and I have always declined. They have not asked me for several months…just guessing because I always decline.