If you are lying and telling things that are not true to hurt that persons reputation so as they will be harmed to unable them to make their payments for the loan, what would you call it. I for one would rather have this go to a jury instead of a judge. Jury's despise those kind of tactics. I believe a judge would also not take too kindly for that kid of action either.
Now the question is can it be proved.
If there is proof watch out. If it is he said she said, not so solid a case.