Sorry Noquit, though I feel your pain, 3% is not an option. On a trade of a mere 10,000, that's $300. You'll never be able to day trade at 3%. This was not a day trading proposition though. You knew going in that there were many unresolved issues, and fortunately most of them will ultimately be in our favor. Practically every other brokerage firm is not experiencing this problem. Do yourself a favor and find something more reasonable, and yes, at a discount.