NorthWest Biotherapeutics Inc (NWBO)

[Dan88]

Annual interest rate for NWBO's $11 million loan with John Fife:

Quoted a poster who said, "I did this for a living for way too long."
https://investorshub.advfn.com/boards/read_msg.aspx?message_id=171420045

His post I quote (within quotation marks):
"LOL wow Kab is that how you calculate interest? Just add them up?
From my post yesterday.
Distressed financing once again:
8% interest on loan
10% OID
10% "premium" added to 14 monthly installments
I've calculated a 25.2% effective annual rate on this loan."
Source post: https://investorshub.advfn.com/boards/replies.aspx?msg=171412867

Today in reply to this post: https://investorshub.advfn.com/boards/read_msg.aspx?message_id=171422379 which shows detailed month by month calculations indicating annual interest rate is about 17%, he says (I quote, within quotation marks):
" The only correction that I see is that the amount received = $9,904,500. If there's wordage in the loan that says $10M received please let me know.
I made an error in that I calculated the term at 21 months instead of 22. We are almost identical in total amount paid.
I also used compound interest in my calcuations.
Nice work!"
(source post: https://investorshub.advfn.com/boards/read_msg.aspx?message_id=171423758)

As of now, the post who makes living by doing this kind of things seems still to get it wrong with the amount received. The poster still believes it is $9,904,500 instead of $10M. LOL

Conclusion: aperture007 in his post has demonstrated with detailed month by month calculations how this loan will be charged and paid, and the annual interest rate is about 17%, not 25% or 39%.

The question is if any ones who want to invest in NWBO, particularly those who make living by doing this kind of things, how can they get such calculations awfully wrong? And why have they as experts got such thing, and to be accurate pretty much anything nwbo persistently wrong?

[another expert say the rate is 30%: https://investorshub.advfn.com/boards/read_msg.aspx?message_id=171422511]