I'm much more a trader than an investor so not sure how I'll handle it. I like to trade out of profitable positions, keep the original investment in my account, and transfer the profits out. Half to one checking account for daily life. Half to another where I build up and save funds for emergencies, taxes, and, if I trade well enough, maybe some cash to splurge on a trip. Other than a meager amount of social security, trading is my only source of income. I have a long history of selling early but I don't care. I love putting money in my checking accounts. I'm a former sole proprietor of a small business and budgeting is not a mystery. Nice to have money allocated and waiting to pay the bills instead of saying "I need to raise cash; have to sell some holdings."
It's nice to have a lot of horsepower in the engine room but you need some in the wheelhouse too.
