"My computer will remember most of them for me"
Ouch. I don't use Apple, butt for Windoze systems, that would nott be advisable. That means a system hack of your browser/system files could disclose ALL of your passwords in one swipe (even though they ought to be lightly encoded in the browser file, they are easily decoded by a sophisticated hacker who might gett the file CONtaining your passwords).
I NEVER allow my browser/system to remember website passwords. Ever.
I write down in two special places (on paper) passwords in my own code with a hint that will remind me what they are. If anyone finds the paper copy, it still won't give them the passwords.
As a fake example, the hardcopy might be (meaning to me is in parentheses):
pennyscamsite (means iHub)
Charlie's dog BubbaSmith Anderson's course
(Woofus#711)
So anyone finding the written passwords will still be stifled because they won't know the kerrect translations of
pennyscamsite or Charlie's dog BubbaSmith Anderson's course
Those only have meaning to me.
Of course I could still be hacked by other means, such as a virus with a keylogger that transmits to a third-party every keyboard stroke I enter, including password entries.
I assume, as a matter of course, that the NSA and prolly many other state and non-state intel entities capture almost everything I type or surf or download on most of my computers. I still have and use air gap computers with no internet connection (even the hardware is physically disabled to CONnect via WiFi or Ethernet port. And some of these I only use 'virgin' USB fobs that never touch an internet-connected computer.
And, among other antiques, I still have my original IBM PC with a Seagate ST-238 30MB hard drive, a physically removed HardCard, an AST SixPak, and a USR 2400 baud modem (not been connected to a phone line in well over 20 years. Running a version of DOS. Installed on that old PC hard drive, and also stored on 5.25" floppies and iOmega removable ZIP drives, are several stand-alone cryptography programs so that, in a worse case situation, I have access to an encryption/decryption system that is really isolated from the web and I can simply MANUALLY input plain text and an encryption key or MANUALLY input ciphertext and a decryption key, print ~OUTT the result on my old 9-pin ProPrinter or copy it off the screen. No keylogger on there.
Next best thing to one-time code pads. I don't trust ANYTHING that's been made after 1985 or so to be able to be fully securable.
And I won't trust anything stored on 'the cloud'. EVER.
