Zerify Inc (ZRFY)

[anEmptyBottle]

see, except your whole argument rests on this little bit of fudging that an ffiec guidance is equal to an industry standard. some forward thinking companies may take ffiec guidances as an industry standard, but it does not make it officially so.

they set the guidances and standards, and many guidances set by ffiec become standards. many companies use the ffiec guidances as standards.

HOWEVER

an ffiec guidance is not a standard.