Don't misunderstand. I'm not saying I don't agree with it or accept it. I own a fair amount of shares here. I quite liked what the 8-K had to offer. I'm simply saying I have no empirical defense in favor of the 8-K if someone claimed BS on it. This is irrespectively off my original point though. My centric idea is that I don't believe we need to be concerned about the delinquency as of yet. Simply my opinions and experiences. :-)