Tell me about it. I was a in academia for seven years, mostly part time. I was a "Road Scholar", paid per course, no benefits. I did it to get a foothold, which never came. Eventually, I gave up and became a public school teacher. Taught for two years in NJ, which has a lousy pension system, then moved back to NY. NY's is pretty good, if you can accumulate enough years, as in 20 or more, but preferably 30 or more. If you and your significant other both have pensions, you can live well. Not in NYC, but in rural counties. When you retire, your friends in business will be jealous. You will be enjoying life at age 55, and they won't have enough in their 401K's. Teaching in NY State Colleges, public schools, or woking in government, local or otherwise, also provides pension benefits. Even work as a custodian or on the roads. Something young people should keep in mind. Slow and steady wins. Yes, you may make big bucks in business, but they you may have years without work. Averaged together, you may make less than a teacher and have to work 50 weeks. Any prior government work applied to my NYS pension, even my work as a student employee in the State college. Private colleges have poor retirement benefits. We live near Vassar College. I believe they just have a 403B plan where the college matches their contributions. You will need to save a couple million to retire. That is nearly impossible. Do what you have to do to get a pension.
News 
Market Data 
Discover 
