Mymoney,
accurate messaging was needed, but an approach that was going to sell product was also needed. Selling is hard. People love status quo...it's simple.
I have been on both ends of the equation both as a buyer and seller for banking solutions. Messaging, approach, and product utility all matter.
The share price tells me people liked the dream better than reality. If Solm's can deliver, perhaps the two can coexist. Until then, despite what is said, wavoids appear to prefer fictitious pipelines over reality.