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<<Hear is one to make you smile>>
Or shudder, depending on one's perspective.
Troy
Yep.....the last 10 or so went quickly. Not much worth reading.
Troy
My elbow hurts like hell
. If you don't stop playing with yourself, your elbow will never get better
The corollary [opposite actually] to this is the fun that teenage and 20 something men {okay and maybe some older ones too) have with elbows in crowded rooms.
Jeopardy time (pun intended)...and the answer is:
"More of these are copped with elbows than hands."
Now if I could have easily found the music to play with (pun not intended) this post......
Troy
two lawyers find a beautiful unconscious woman washed up on the shore.
For the punch line to make the most sense, this should really be "...a beautiful neked unconscious woman...."
A little precision helps.....but, I appreciate the sentiment.
Troy
I wonder what KKD Matt thinks about that... <G>
I think he thinks (or should think) that it falls into the "be careful what you ask for you may get it" category. He got what he asked for but not what he expected, I suspect.
Then again, he probably reads less than a third of the posts here -- at least not when there is not an active jailbird to deal with.
Troy
Damn, I was hoping for skirt off in the house.
Troy
Breeders is great to watch & small wagers just to keep it interesting.
Such a simple sentence with so much discussion. It may have had the incorrectly presumed meaning only if it had instead said:
"Breeders is great to watch & small waggers just to keep it interesting."
Troy
Notice how you have strung together a series of non sequiturs
That is what this place is really about. Absolutely no fun without it.
Troy
PS -- under a hundred to go and cruising now.
after Churak pulls his "Oh, I dropped the soap; would you mind bending over and picking it up?" gig. I haven't figured out what line he's going to use on young Annie.
Obviously, same approach, different objective...or is that same objective, different approach. Come to think of it, I'll just let Churak figure it out.
Troy
I suggest you get off that soap box & get a grip on reality.
You should be careful about talking to folks about getting the soap box and getting a grip on anything, all in one sentence...it might just be misunderstood.
Troy
attorney when he doesn't know the difference between a f-ckor and a f-ckee. That's taught in all introductory law classes.
You know not of what you speak. All they teach in law school is how to be the f'or. All one needs to know about being the f'ee is that it is what happens when you are not the f'or -- it is not taught, but rather not learned, as the case may be.
Troy
PS -- I'm never going to catch up at this rate.
Sarals cost me $8000 in a stock two years ago.
This should be fun.....such bait.
I want to start a new board for all gold stock No bashing
If you mean no criticizing, t'aint gonna happen, I don't think.
Troy
PS -- t'aint = $10 legal word for "truly ain't." Should be in all respectable dictionaries.
I'll take straight Jack or TaKillYa thank you.
Don't forget the worm.
Now only 240+ posts to go to catch up......I suspect with anne just arriving, miles to go before I sleep. This is not exactly how I planned on spending my extra DST hour.
Troy
<<but I got tied up in jail...bunch of goons over there. Wore me out.>>
Must be. I get back in town and find over 400 new posts on that thread. Think I'll skim the headings....
<<I meant to debate/post to Bird and Troy tonight>>
Just as well, I have been gone since Wednesday. Maybe tomorrow.
Troy
One concept flaw and a couple of potential problems with your idea(s).
First, don't be too sure that the HOA will have a surplus; not many do. In most HOA's, any "extra" money is placed into the long term capital account. This usually prevents those nasty special assessments years down the road. Plus, it is prudent to plan for the future. Thus, just because current year expenses were only $500K does not mean that there is a $100K surplus. That $100K is probably (at least it should be) being put up for future significant capital expenses for replacement of major items in the community.
Second, if the HOA were to do as you propose, it may constitute a form of insurance and may require the HOA to be licensed by the State. This is an expensive process and not one they would likely pursue.
Third, this would create potential liability for faulty repairs that few HOAs would be willing to assume. Although insurance for this is probably available, I would be surprised to find many HOAs willing to also incur that additional expense.
Fourth, the most fundamental problem with the idea is that expenses would not be for everyone's benefit but only for those whose appliances broke down. Most HOA's are limited by their corporate charter and-or by law to expending money for the benefit of the entire community. Repairing appliances in someone's house would not come even close to qualifying. It would be a lawsuit waiting to happen.
The idea of an HOA arranging for preferred service and pricing for community members is a good idea, but I do not think that the HOA could legally fund either a single fee expense for reduced pricing or individual payment when repairs are performed.
It is my understanding that the current home warranty companies select their contractors because the contractors are willing to accept smaller payments for a continuing source of business. There is no reason that an HOA could not do the same thing -- negotiate for reduced pricing based on the projected volume. Of course, unlike the home warranty company, the HOA cannot guarantee that those who need the services will use the selected vendors.
Troy
<<_o_o_a_i__h>>
I spoke too soon -- this one was not in it.
Troy
I was surprised that Bob's word finder contained the answer. Guess it is a large dictionary.....
Troy
~~~COMPX 10/24/2002~~~~~
Prior Close: 1320.25
1305 WTMHouston
PS -- since I am leaving town, I would appreciate someone placing Friday's WAG on the list for me. I will take 15 points down from whatever it closes at on Thursday. TIA
Troy
Greg:
I can understand the frustration in having posts deleted without good cause -- been there, had that. That point may very well be valid -- it would not be the first time someone has gotten a bit too happy with the delete key.
But, he sure weakens his message with other complaints that seem to have little to no validity, IMO. When someone is in or is the minority on any thread, there will be some less than flattering posts at and about them and motives will be questioned. It is the nature of the beast -- best to just get used to it and deal with directly in most cases, IMO.
Troy
Not really my business, but I feel like being nosy today, so here goes.....
I read the posts you claim attack you and have only one question and one comment:
Are you serious?
Surely, you jest!!!
Others would likely not be so diplomatic and civil about it.
I obviously don't know anything about the deletions, but if that case is no stronger than the public one you made in that post about alleged personal attacks, I would not hold my breath if I were you.
Frankly, you better be glad Matt has not responded. Your complaints sound frivolous. The last guy that came here making frivolous complaints (although he did not do it nearly as politely as you have) got to spend some time in Club Matt aka The Jail.
Nuff said....actually probably too much. Have a great day.
Troy
As I head out of town to Jackson, Mississippi (and the casinos), I think I will think a bit more about your perspective. It is intriguing and accurate -- but in a converse kind of way.
There might also be a rackets "protection money" comparison floating around somewhere.
My current homeowner's insurance, through Amica, actually returns a cash dividend each year -- it ranges form 10 to 20 percent. No such dividend on the auto policy though.
Troy
I suppose I had that coming.....<g>
But, that said, you would be surprised how cheap some of those folks in jail are (here and for real).
I agree that starting salaries in the low six figure range for a fish just out of law school at the largest civil firms is insane. However, only the top one to two percent actually get those jobs. The vast majority make far less starting out. But, it is what the market is bearing right now. I suspect that as the economy continues to cool, the pace of growth in those starting salaries will cool as well. I also suspect that we are likely close to the conditions in the 80s when lawyers were being laid off because business was cooling off. It typically lags a bit behind the economy.
I have no problems with the hourly rate for mechanics. Frankly, the good ones are underpaid. I do however have a problem when some shops do work that was not really necessary -- at that happens a lot more than most folks realize. FWIW, I have the same problem when lawyers do it -- and there is too much of it there too.
Mechanics won't work unless they are paid. Lawyers are no different. Thus, it is not avarice for me to proclaim that I desire to be shown the money as a predicate for my services -- which much of the time I do think are worth many ounces (and in some cases pounds and kilos) of gold. The only time I actually get paid in gold, however, is when seized property is returned and the seized property was gold. Some of it gets very gaudy.
Troy
what is the first thing needed to truly validate NVEI and "jumpstart" this stagnant share price?
Not directed to me, but that has never stopped me from offering an opinion before, so why should I start now....
1. Credible third party (not a hired outfit or an unnamed carrier) public verification (if they won't go public, it means a whole lot less) of the commercial viability (revenue and profits within a reasonable time frame) of NVEI technology (the numbers -- speed and distance).
That may be more than one thing, but I see it as one event and the first thing that will meaningfully affect the share price.
Troy
~~~~~~~~~COMPX 10/23/2002~~~~~~~~~~~
Previous Close: 1,292.80
1270 WTMHouston
Troy
I've been telling them that for days in the jail.....some of them just don't get it though.
Show me the money......or the gold.
Troy
Matt:
Much of what you argue has some validity. People's willingness to take risk varies greatly depending on what else is occurring in their life.
For example, when I was in that auto insurance hell-hole of single male, 16-25, I thought much like you do. Why the hell am I paying all this money. I was (and still am) a good driver. But, I was single, had few meaningful assets, had lots of time to recover if catastrophe hit, so I (like you now) was willing to take some risks that I would not take now.
Insurance companies manage risk. Some do it very well and make money. Some do it very poorly and lose lots of money. The thesis of your argument that the real role is to part a fool and his money disregards the risk they assume. Not all insurance companies make money because of that risk. Look at those who covered the WTCs -- they are looking at a HUGE loss, because they lost on the risk equation.
Today, for example, I spend a significant portion of my total income on insurance -- auto, home, flood, health, life, and disability. The older I get the more insurance I get because the more I have to lose without it. There will come a time, when some of my insurance needs (life and disability mostly) will begin to decline.
When I was 20, I could afford to only carry the minimum $20K auto coverage because I was judgment proof for any more and had no other responsibilities. Today, I am not judgment proof and do not want to risk my personal assets and my families standard of living on an "accident." No one plans to have them and even the best of drivers make mistakes. If that "accidental mistake" happens to be a husband with multiple kids who dies, my exposure will be substantial. At my age (north of 40), it will be much more difficult to financially recover than when I was 30 or 20. Thus, today, rather than carrying the minimum $25K coverage, I carry $500K.
Mandatory insurance laws were designed to spread the burden. Most States allow someone to independently prove financial responsibility by posting a bond and self insuring. Some folks do that either alone or in combination with a policy with a large ($25K) deductible. I thought about it at one time, but did not want to tie up and expose the cash.
One other nice part about liability insurance is that it also creates a duty on the part of the insurance company to defend your interests in the event of a claim or suit. That duty to defend means they pay the legal bills regardless (usually) of what happens.
<<I simply can't understand the argument..."It's to protect you if you get in a wreck.">>
Think of it this way -- it is a hedge. It is (in a basic sense) the same reason why some folks sell calls and why some folks buy puts when they own the underlying stock. It protects and limits one side of the risk equation.
<<I'll take responsibility personally.>>
That is easy to say, but not so easy to do if the loss is catastrophic. Even if not catastrophic, a significant loss can alter your life style and plans -- for a very long time. Get a big judgment filed against you and you might find it hard to get hired at some jobs. It may prevent you form making future life choices. Insurance protects against it.
Mandatory insurance, such as auto insurance, also protects others by ensuring that there is a fund from which to satisfy their damages in the event of an "accident." Your willingness to take responsibility means nothing to the other guy if you do not have the resources to back it up. Insurance provides that resource.
All for now. Time to get my butt home and take a look at the sleeping reason for some of my insurance.
Troy
Not exactly a great start here....
<<So you have created a "pump only" site where there are no dissenting views allowed!>>
Whatever else may be true or not, this statement is far from accurate. Dissent all you want, bash all you want, do it vigorously, opine, if you dare, that you think that every officer of whatever company you hate has committed every criminal act known to man or beast (some here might actually like the beast part), opine that you think a companies books are cooked or their cooks have been booked . . .
BUT just be civil about it.
<<I am 55 years old and know more about Bolivian Placer mining than almost everyone that posts on the boards.>>
That should make it very easy for you to have intelligent conversations.
<<Oh well, I understand that you are at least ten years younger than my son.>>
Great point there. It took how long to come up with that one? At least it is a factual statement. But, oh, nevermind, you either get it or you don't.
Have a great night. Turn out the lights when you bed down. Leaving them on ticks off the cock roaches and makes them hiss all night.
Troy
<<What he didn't tell you was that lawyurs down thar can CALL the bondsmen, and get a kickback for the directed referral.>>
Those that do (or at least those that get caught) are not law'yurs very long.
Troy
Actually that should be trivium.
http://www.gbt.org/trivium.html
http://www.dictionary.com/search?q=trivial
The word trivial entered Middle English with senses quite different from its most common contemporary ones. We find in a work from 1432-50 mention of the "arte trivialle," an allusion to the three liberal arts that made up the trivium, the lower division of the seven liberal arts taught in medieval universities grammar, rhetoric, and logic. The history of trivial goes back to the Latin word trivium, formed from the prefix tri-, "three," and via, "road." Trivium thus meant "the meeting place of three roads, especially as a place of public resort." The publicness of such a place also gave the word a pejorative sense that we express in the phrase the gutter, as in "His manners were formed in the gutter." The Latin adjective trivilis, derived from trivium, thus meant "appropriate to the street corner, commonplace, vulgar." Trivial is first recorded in English with a sense identical to that of trivilis in 1589. Shortly after that trivial is recorded in the sense most familiar to us, "of little importance or significance," making it a word now used of things less weighty than grammar, rhetoric, and logic.
Troy
In a historical spirit.....
"Ich bin ein I-Hubber" (spell check required)
"I have an I-Hub Dream"
"I have a dream that all Hubs will be I-Hubs"
and otherwise....
"I dream of I-Hub with the light brown fonts"
more recently
"I never had I-Hub with that woman"
FWIW, even though I know its not much, I really liked the "I Hubbed her brains out" I would place an order for that one right now.
Troy
Nope -- down here lawyers cannot bond folks out unless they also happen to be bondsmen.
I can, however, recommend some good bondspeople (just a bit of PC today) -- at least so long as broken legs for non payment don't bother you.
Troy
Amen.....some of us might actually end up in jail, statutes of limitations notwithstanding.
Troy
Figured, but thanks for thinking about it.
Troy
I'll have to think about that one. Can you post it over here http://www.investorshub.com/boards/board.asp?board_id=1312 so it can get put on my list?
And it was.....
Also, while I am thinking about it, any way to have the form signature appear automatically in the "Compose your reply here" box.
First, it keeps those of use who (sometimes) forget we have a form signature from continuing to manually sign the response and ending up with two signatures. If we already see it, we are less likely to type it again.
Second, and more practically, it would let us include PS's without having to edit the post.
Troy (manually signed)
PS - manual PS
Troy (auto signature) (originally)
PS - edit window PS....
PS -- cut copied and pasted in a new window. <g>
Troy
The back button was what I typically used, but the right click is a great idea. Thanks. Learn something new (and in this case useful) everyday.
When there are a large quantity of unread messages, back is normal since one is already aware of the gap and is thinking about getting back to where one started. In my proffered situation, one thinks (although not consciously) that the message being posted is the next message and unless one thinks to look at the numbering sequence upon completion and submission of the post, one would not notice the gap and thus continue to think that there was no need to go back. In this situation, I am not sure that a new window would help since the old window would not show any new messages since the count would have been at the end of the thread count when respond was hit.
Just thinking out loud, I assume that responses do not get post numbers (either for the site or the thread) until "submit" is hit. Would it be functional to assign them post numbers as soon as "respond" was hit, rather than waiting for submit. I can guess that this might cause problems with the thread counts when someone thinks twice about responding (or gets disconnected in the middle of drafting a post) and cancels it instead. Maybe not, though -- just a thought. If that remedy would not cause problems then it may solve the minor inconvenience of missing some messages by taking a long time to draft a response.
PS -- is "eben" a word?
Troy
Also, while I am thinking about it, any way to have the form signature appear automatically in the "Compose your reply here" box.
First, it keeps those of use who (sometimes) forget we have a form signature from continuing to manually sign the response and ending up with two signatures. If we already see it, we are less likely to type it again.
Second, and more practically, it would let us include PS's without having to edit the post.
Troy (manually signed)
PS - manual PS
Troy (auto signature)
PS - edit window PS....
Not sure if this is a bug or just a fact of life online.
For example, post 100 appears on the thread, and I hit respond to begin drafting a response. Between that moment and hitting submit, three or four or more posts (101, 102, 103, 104, etc) get posted. Once I hit submit, my response to 100 becomes 105.
The problem arises with the new message count for the thread, which will show zero since I am at post 105, even though I have not read 101 through 104.
Aside from posting quicker responses, what some would call shorter books, any way around this?
Troy
I initially dreaded the grandparent journey -- even to the point of insisting that I would only be called "Mr. M...." and forbidding any reference beginning with gran.... anything (much less the "pee-pee" they were proposing).
Of course, that did not last (too long anyway). I finally decided to just consider myself fortunate not to have been a grandparent before I was 40. Like I said before, all a matter of perspective.
Now, I find it is great revenge, er, I mean fun. The only part they do not like is that I swore off diapers 11 years ago so he sometimes sloshes a bit longer than they would like.
When my oldest two were very young, my wife's father used to call and invite them to ask me where I was keeping the candy he had given me to give to them. Of course, I had not seen him in weeks and had no candy. I am looking forward to that moment in a few years.
Troy
Traitor!!!!
If you go convincing folks to be reasonable, the jail will never get any new inmates.
Troy
Like most things, it is all a matter of perspective. My range is 22 and 13. I think you have it for 20 years, though -- at least based on calendar years.
28 today likely became a teenager in 1987. 16 today will likely stop being a teenager (at least age wise) in 2006. 1987 to 2006, inclusive, is 20 years, two decades, 1/5 of a century -- all of teenagers. People see shrinks for far less.
Troy