There is a lot of information on 0001's post and it fills in a few of the holes that several folks have been tiring to open up and cause doubt. I use to think that all we needed was a name change and a wider market...now after being reminded of the 5m in marketing contracts I understand that we need to get out of beta, get the Simple Prepay up and running and/or get VISA or Master Charge on board....with that done then maybe a name change. Then let the 5m in marketing kick in....this is not a fly by night company and this won't happen over night like we would like it to. They are working to get it set up right...just take a look at the web page if you don't believe.