No offense taken, you obviously don't realize the law caps profits on insurance companies. They are required to spend a certain % on claims. CEO bonuses and advertising were historically used to jack up rates. Not any more. Refund checks have been going out for over a year. Do the CEO's have reason to try to stop it? Yea, but they're failing. Let them pay the propaganda machine, but I'm not getting a kickback for spreading it, so I don't.