OT: WFC appears to have consciously decided to "take" the (voiceless) little guy when he screws up and overpays his bills (w/o cash to cover). WFC decided on processes to generate higher total overdraft fees; they wanted the big payments (like credit card bills and home mortgages) to go thru rather than small drafts for 64oz Big Gulps at the 7-11 store. Remember the decision they made was to pay the bigger debits first rather than abide what they had previously said they would do, that is, to pay them in chronological order.
Forrest Gump would say, "A Stinker is what a Stinker does!".
I wouldn't say this, but kozuh would say, "Don't be a stinker, Bob."
As for choosing process, yes, you are right, and having done a little work at SunTrust Bank for a brief time, it's obvious that dealing with transaction processes methodically is hard enough, especially when everything seems to run in overnight "batch" mode.
To be truthful, I'm much more concerned with things like UMU-11 delays and stock price slide, which may be the only cause of my foul mood about WFC lawsuits.
Regards,
'peeker
ps> You are no longer living in the banker's suite, so you really needn't defend them anymore... ;-) Afterall, the bankers get lots of advantages that us mere mortals could never imagine.
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