Hi John- jumped in here on the recent dip from the 9.30s and added 400 more today after Bernanke's remarks. Once that settles out, I think were back to the 9.20s to 9.30s in a couple of weeks. Book value is 10.80, so I'd think that was a reasonable short-term (3-6 months) target. Banking analyst Bove considers any decent bank trading at below 1.5X book to be a buy.