Your being very naive if you think JL is going to refund the money in full should the Option Agreement fall apart... that's why properly written Option Agreements are backed-up by LOC's or even stronger security.
Now that the Option has been written and agreeed to with significant payments already been made to JL, do you really think JL's going to agree to pledging sufficient security to make good on the monies should JL default? - I think not, he doesn't have to, the ink has already DRIED - the only security MSX has is JL's word, which isn't a recognized asset.
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