Bob-When I was in my 20's I listened but didn't let it register,LOL-I know a couple things now -and give freely to those that might listen and understand-and only wish the best for all.
The ones that want everything handed to them-tooo bad-you still have to earn it-even in this day and age.
Gotta do just a bit of DD,and that doesn't apply only to the stock market,lol.