Are you sure you're a 'newbie' LOL. That sounds like someone who has been doing this for awhile. You can bet if a negative smear campaign pops up out of nowhere when a stock like BCAP is running it's being financed by someone. In this case it's Joe Elkind and the naked shorters. BCAP is a solid company with a bright future. Stock up 100% last week even after a very aggressive smear campaign.