4kids: I must give you credit. This post (and the others that follow) actually makes good sense. Things are at the point where one believes in JBI or they don`t. I think recovery , cfp, and profitability is a pretty tall order. I think things just don`t change that quickly.. but it is really a matter of belief and you can`t argue with it. You may want to consider dropping the ~>>*, but your post makes good sense.