LG, I agree with all that you said,,,,,except JPM being STUPID,,,,I think SHAMELESS or SLEAZEBAG THEIVE is more likely name for JPM/FDIC/HF.....However, since they damaged us more than money to Enrich themselves unlawfully and fraudulently,,,,,Therefore, we should ask for PUNITIVE DAMAGES as well......I know they want our RELEASES bad enough to prevent future legal actions from us that will more than likely open up more can of worms for FDIC and JPM in the future......What do you think?????TIA