TOFS - if you're logged into Schwab, you get real-time quotes. If not, you don't. Their StreetSmart trading vehicle is something like $9.95 a month but free with 100 trades a quarter, I think. It's not bad, though it could be better. I've been thinking about opening up at Fidelity or Etrade as well. If you're into pennies, the 100 trades a quarter is only about 1.5 a day, pretty easy to hit.