Kickbutt... I have to respond to your post :) You are me exactly 13 years ago with the onset of online trading. I used to think that way and count the days when I would be retiring. Here I am 13 plus years later and STILL working. Lost 125k but managed to get back close to 80k of it back in the past couple years by WISE investing in Pennies. Some claim they make millions but most really do not. I can honestly admit defeat years back but no longer. You just have to be selective in what you invest in with the Pennies.
With TOFS, everything is looking favorable thus I bought in several months ago as I said last night just never posted on this Board til now. Good things are more probable than not here in TOFS. If I can tell you anything: Hang in there and have patience. Money is not made overnight!