Replies to post #9054 on Value Microcaps Motherboard

[roguedolphin]

Rainman/ANH......How would rising interest rates and rising mortgage rates in the US affect them??
I beleive we have seen the low in interst rates here for the next 1 1/2 to 2 years. We could get to 8% or more on mortgages soon enough in my opinion.

Rogue

[researcher59]

RRainman: TMFZ

TMFZ remains my favorite play in the mortgage sector, and I'm banking on the widely held view that mortgage rates will remain reasonable and not rise much beyond 6% by year end.

TMFZ, now trading around 2.80, earned .55 per share, fully taxed and diluted last year for a trailing PE of about 5.

EPS grew 267% in 2004 to .55 from .15 in 2003

Company is growing geographically and primarily sells mortgages into the ALT-A market niche which is less interest rate sensitive than the primary market.

Company plans to apply for a Nasdaq or AMEX listing this year as per the CEO's remarks on the most recent earnings conference call.