on the contrary, that information is up to date, if BNPD complies with the required disclosures, that rating will change. The have NOT done so. STOP is the rating, 3rd lowest.
You can change the manager, change the business, but the requirements are still the same. Put up! Let's see the disclosures.
New mgmt tomorrow? Put up! Let's see the disclosures.
No? well then STOP sign from OTC is given.