"I guess that my point is that I could remove all my money from my IRA today and pay taxes on 100% or convert to a Roth and immediately remove my money and pay 50% next year and 50% the year after. "
There would be a penalty for that removable from the Ira if you did not put it in the roth.....as I understand it....
The important thing to understand is that with the roth way you would not be subject to any more tax on any of you investments in the roth IN THE FUTURE.
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