jimtash, people struggling financially should not be putting money into non-reporting, no office, website-only Pink Sheet No Bid penny stocks.
Unfortunately, everyone including the SEC recommends avoiding these type of "investments". Blame should be focused in the mirror instead of the CEO who got people to buy his stock knowing they could lose it all like many, many other JRVR/ JRVC/ JRIV/ JKRV/ IHGI/ IHGR/ IHGP shareholders before the current ones did.
Pretty busy 5 years! If you held 400,000,000,000,000 (400 Trillion) shares of JRVR stock on Thanksgiving Day 2004, you would have 1 share of IHGP today that was about to be split 500 more times.
Good luck.