What is the exact definition, rather your definition, of betting the farm?
To me that's putting your house on the line and your entire livelihood!!
I'd reckon that most hadn't done quite that. While I've invested 5500 I guess, on this, and it's money I coulda used on other things here in da real world. I'm not gonna lose the house over it, I'm not gonna go without food because of that "gamble", that may or may not pay off as time goes by.
I'd hope most of those that bet the "farm" as you say are average down enough that it won't take a huge ride up to break even. Myself, I'm at that comfortable point. I'd love to put more into it, but I'm at that point where I can't in good consciousness without seeing something further to warrant it. Averaging down isn't good enough reason for me only!
So who are the ones you know all their finances that won't EVER break even?? You seem to know so much about everyone else. I'd reckon that those that dropped a nice chunk of change way back (and haven't bought any since to "average" down) had enough cash from other stocks or in their personal accounts that while you say they may never break even, they aren't hurting for the money in their lives. I'd also figure that anyone that dropped a nice chunk way back, would have enough to come back lower and drop some more.....
So who are these people on the brink of homelessness that won't ever break even??