It's a scary thing. I actually switched to Guard Dog from a company I wont mention. Mainly due to the pricing and the family plan Guard Dog offered. I have a big family, so it was a no brainer for me. The coverage of myself, my wife and the four kids in one package is awesome. I haven't utilzed all the tools avaiable to me yet. I need to get hot with my important documents piece. But I must say, I'm an extremely happy customer. Not to mention my $239 annual payment benefits all of you. LOL