XOM, great post and I normally would adhere to it myself!
However "this world" only spins around $$$$$.
I'm retired and having worked hard all my life = retirement fund decimated now, I hope you get my drift.
I would nothing but "trust in the good of people" as well as companies.
However being taken by them XXX amount of times by companies, I did develop an evil, revengeful streak, hence lawyers galore to stop this BS.