now they are talking about a toxic asset holding bank to loosen things up. Too funny the banks acting like the consumer is the problem they fee and rate hike people into the ground and then wonder why people get behind give up and finally default. They seem even still to have no sense that they drove themselves right into the hole they are in. Bank of America recently hiked rates to 40% across a wide spectrum of customers. I guess they thought that might help plug their 300 billion USD hole lol. http://www.ft.com/cms/s/0/6a39b742-e3fe-11dd-8274-0000779fd2ac.html?nclick_check=1