Agree 100%. With most Big Board Financials it's nothing but up from here, unless they fail too. Big risk at this time. The Bail Out Vote in no way has fixed the problem, just slowed the panic down I hope..Credit will be in a crunch for some time... News is stating you must have stellar Credit at this point just to buy a car... YIKES.... I see a collapse of the American Auto Ind. coming soon...IMO