Of course if you are one of the first people to get the $1 million, you need to spend it as fast as possible on durable goods before everyone else drives up the prices and the cost of a Kia goes to $200,000. Then six months later you sell the Kia you bought for $20,000 to some guy who sat around thinking about what he should do with his money and pocket a $180,000 profit.
Then you will be able to afford the $100 a loaf bread.