Yeah, one of my accounts is with them and I have the same wait time. I recently opened an acct with ETrade and they have an instant transfer option that I have been using, and dependent upon you current account balance most of the instant transfer in available immediately for investment use w/o any restrictions.
Don't mistake my posting with promoting ETrade - they have pissed me off plenty since I have been with them, but that instant transfer option is a sweet one.