Tim - Thanks for all the effort that you and the others have given in regards to my question. I really appreciate it.
BTW - When I got to the end of the application and hit the submit-key, I got a message saying they couldn't verify my identity (wish the IRS had the same problem -lol), but that they would get back to me by email. Did you guys get this message? I filled out everything properly. Hope my application wasn't trashed in that final process. No email yet. hmmmmm....