excel, I'm glad you're happy. I have no problem with that...:) But, I'll bet you're running XP Home and not XP Pro. There's a big difference. For yuks, why not check the real amount of memory you have available. My bet is that it's in the 60's. Go to;start/programs/accessories/system tools/system information and scroll down to Total Physical Memory. I show 215.83MB and I have 512 MB installed. With 98 I showed 480 MB............a big difference.