This also means that SPOOZ is forming its own brokerhouse through partnerships instead of wholly by itself -- to reduce risks and to get chain effect for customers and recognition. This is a very smart way of selling a product like SWARM. This is like, If Microsoft says, go and use my XP for free for institutions, and when your institutions are profitable, then pay us.
Meanwhile, SPOOZ is going to release to its retail customers.
That's why Paul says 2 different business models are set up. SPOOZ covers both. Both will generate revenues.
If this is not GOOD NEWS, what is???