:-) My wife wouldn't be too keen on it either. LOL. Funny, I have done incredibly well in the slow process of saving 10% of my salary and invest in mutual funds or index funds for the past 20 years or so. I've also made a mint on real estate in the DC Metropolitan area. I got cocky and thought I couldn't loose. This is a good wakeup call for me to get back to basics. I'll see how this pans out over the next couple of months or so and see if I can get more of my money back than I have now.