The truth may never come out, I'm sorry to say....another scam that is under the radar........I will STILL defend my friend Frank Hagan, I think he did his best, as did my husbear, it was just NOT enough on their part. I can tell you that Frank got screwed on pay, as did Dan. Frank still has some trust in Lloyd Fan, as do I.........{ TO A DEGREE }, simply because I met the man.