Another useless metrics, who will give him loan also why would he take debt and ruin his retirement? Most SCAM don't have debt, they raise equity using some vulture finance like LPC or warrants like NWBO is doing. Ultimately it is retail investor who will pay for it.
In last 10year this POS has raised more than 200mil, with R/S and no share price appreciation, only crook like Misleading can achieve such a feat.