We're continuing to invest in the platform to drive lower costs, faster turn times, and a more personalized customer experience. These investments include Project Flash, which is our approach to digitizing and automating workflow, which helped drive down unit costs by 22% in 2023. Looking ahead, we guide you to expect 20 million to 30 million in operating EBT in the first quarter. Bear in mind this guidance is based on current market conditions so both volumes and margins could change if interest rates surprise in either direction.
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Q1 ends in a few days, has COOP given any guidance for earnings?