At a minimum I will switch out of my BIL to SGOV. Probably go to FLOT. I own FLOT MINT and GSY in my LT accts as well as SGOV and BIL. Yep I tend to spread things around LOL. I glance at six of these each day to make sure they are acting the way I expect. Last couple days GSY has gone sideways, so It might go on chopping block. I used to buy NEAR but it is all over the map. Does have the best return (or did have)