Yes - that's exactly what has happened to me twice - mathematically it was an equal conversation when it was made. The difference, for my stock holdings, was that in one case it was gone before 2 weeks were up and the other was wiped out in 1 day. But maybe that's just my bad luck and it will be completely different for BIEL. Because of my prior experiences I see it as a terrible thing that's nothing but a precursor to my loss of investment. I'd like to see other solutions. JMHO GLTA