You bet wrong, very wrong, your credibility just because of this is flushed down the toilet. I don't care how many years you have been on this, yes being naive would be the appropriate term to use or simply a promoter/scammer. You are either a liar or simply don't know jack chit. Refer to the link down below fool. Make use of the little ounce of brain you have, don't make it stay idle. Cheapskates.
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