I’m 33 and I need to be aggressive as I want to retire early due to health issues so I will take my chance and bet on a highly risky stock like NWBO. If I lose on this one. Then I will die poor. I decided to take a loan from my 401k to add another $8k. I don’t think I can make it all the way to age 65 (health issue) to take advantage of tax benefits so I will most likely cash out the remainder in my 401k eventually. Maybe If I change my job (which I’m planning soon) I will cash it out and pour it to NWBO once more.